EFFECTIVE AUGUST 2020

All fees quoted are per item or per occurrence unless otherwise noted.
Fees could reduce over all earnings.

ATM NSF Fee	$30.00
ATM NSF Fee ACH NSF Fee	$30.00 $30.00
ATM NSF Fee Share Draft NSF Fee	$30.00 $30.00
ATM NSF Fee VISA NSF Payment Fee	$30.00 $30.00
ATM NSF Fee NSF Deposit Item	$30.00 $30.00
ATM NSF Fee ATM NSF Deposit Item	$30.00 $30.00
ATM NSF Fee Stop Payment Fee	$30.00 $10.00
ATM NSF Fee ATM Card Replacement Fee (Initial card & first replacement-Free)	$30.00 $5.00
ATM NSF Fee ATM Fee - per withdrawal transaction	$30.00 $0.25
ATM NSF Fee Bad Address Fee	$30.00 $15.00/month
ATM NSF Fee Dormant Account Fee - Share account balances under $100.00 and inactive for more than 12 mos (Dormant share accounts under $5.00 will be closed)	$30.00 $25.00
ATM NSF Fee Escheat Account Fee - No activity for three (3) years/Account balance will be sent to the State	$30.00 $30.00
ATM NSF Fee Closed Account Fee – Open less than 90 days	$30.00 $5.00
ATM NSF Fee Statement Copy or Printout	$30.00 $1.00 per page
ATM NSF Fee Certified Check	$30.00 $1.00 each $1.53 when mailing
ATM NSF Fee Check/Draft Copy	$30.00 $3 each
ATM NSF Fee Garnishment Fee - per notification	$30.00 $50.00
ATM NSF Fee Mortgage Loan Origination Fee	$30.00 $300.00
ATM NSF Fee Loan Cancellation Fee	$30.00 $30.00
ATM NSF Fee Title Fee/Refinance	$30.00 $90.00
ATM NSF Fee Title Fee/Purchase	$30.00 $10.00
ATM NSF Fee Medallion Stamp	$30.00 Member: $5.00 / Non Member: $10.00
ATM NSF Fee VISA Card Replacement Fee	$30.00 $5.00
ATM NSF Fee VISA Gift Card	$30.00 $2.00
ATM NSF Fee VISA Late Payment Fee	$30.00 $6.25
ATM NSF Fee ACH Fee – Revoke Authorization	$30.00 $10.00
ATM NSF Fee ACH Fee – Dispute Unauthorized Transaction	$30.00 $10.00
ATM NSF Fee ATM Dispute Fee – Three FREE per year (unless a data base breach)	$30.00 $10.00
ATM NSF Fee ATM Card Rush Fee	$30.00 $35.00
ATM NSF Fee Wire OUT Fee/INTERNATIONAL	$30.00 $15.00/$35.00
ATM NSF Fee Wire IN Fee	$30.00 $5.00
ATM NSF Fee Western Union-Domestic up to $10,000	$30.00 $20.00
ATM NSF Fee Western Union-International up to $500	$30.00 $30.00
ATM NSF Fee Western Union-International over $500	$30.00 $30.00 plus 2% of amount sent

VISA CREDIT CARD

Annual Percentage Yield	12.00%
Annual Percentage Yield Grace period for repayment of the balances for purchases	12.00% 25 days
Annual Percentage Yield Method of computing the balance for purchases and cash advances	12.00% Average Daily Balance (including New Purchases)
Annual Percentage Yield Minimum Finance Charge	12.00% None
Annual Percentage Yield Balance Transfer Fee	12.00% None
Annual Percentage Yield Annual Fee	12.00% None
Annual Percentage Yield Transaction Fee for purchases	12.00% None
Annual Percentage Yield Late Payment Fee	12.00% $6.25

Fee Schedule

EFFECTIVE AUGUST 2020

VISA CREDIT CARD

We value the strong personal relationships we build with our credit union members. It's those relationships, more than a rate or a product that set us apart as a financial institution.

G.A.P. Federal Credit Union

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