Office Locations

(800)228-9180 TOLL FREE
(814)535-2175 FAX
Hours and Directions>>


(877)233-4907 TOLL FREE
(814)266-9117 FAX
Hours and Directions>>

(888)913-8670 TOLL FREE
(814)946-1842 FAX
Hours and Directions>>

Welcome to our web page designed to keep our young members informed of
all the services available at G.A.P. Federal Credit Union in order to assure
your financial future is smooth sailing.


G.A.P. Federal Credit Union Scholarship Information now available @ Document Center/Forms.
IMPORTANT: To be considered for a scholarship,
all applicants must be members by December 31, 2013!
Joint Owners are not automatically credit union members.
An individual account must be established. 

Check your balances, transfer funds and pay your bills from your mobile device.
Download GAPnGO from the App Store on your Apple and or Android mobile device; follow the
instructions to activate and you are ready to GAPnGO!
Remote Deposit Capture(RDC) is now available! Print the RDC Policy and Disclosure; read carefully for deposit instructions; return a signed copy of the Disclosure to any of our offices. A signed disclosure must be on file before this service is activated.

Student Choice

G.A.P. Federal Credit Union has introduced a NEW alternative student loan program, that helps students fill the funding gaps that federal aid can leave behind. Unlike other alternative loan products, G.A.P. Federal Credit Union’s Student Choice private loan solution offers significantly lower rates, zero origination fees and more flexible repayment terms.

“As a not-for-profit credit union, we have the unique ability to design products that are truly in best interest of the student and their family,” said Sharon Lehman, Loan Officer. In addition to student loans, the credit union offers financial management resources for young adults and a full-range of products and services to help develop and maintain good financial habits. Free checking, surcharge-free ATMs, first car loans and free online banking and bill pay are just a few of the services available for our young adult members."

To apply for a Credit Union Student Choice loan, visit or call toll free (877)298-6154

After the grants, scholarships, foundations...
*****After your Federal Stafford Loans...
******Let us fill the gap!

 BIRD CAGE CU NOW OPEN FOR THE 2013-2014 school year
See you there!

Rates at a Glance

New Vehicle (2014,2013) As low as...

1.99 APR

Used Vehicle (2012,2011) As low as...

3.99 APR

Regular Shares $50 or more

.10 APY

Money Market Shares $1000 to $9999.99

.20 APY

IRA Shares

 SEE ALL →  

Document Center