Office Locations

DOWNTOWN:
(814)535-4165
(800)228-9180 TOLL FREE
(814)535-2175 FAX
Hours and Directions>>

 

RICHLAND:
(814)266-8446
(877)233-4907 TOLL FREE
(814)266-9117 FAX
Hours and Directions>>

ALTOONA:
(814)946-0726
(888)913-8670 TOLL FREE
(814)946-1842 FAX
Hours and Directions>>
 

RATES EFFECTIVE 01/012014

Loans APR* Term  
NEW VEHICLE (2014, 2013) As Low as... 1.990 60 Calculators
NEW VEHICLE (2014, 2013)** As Low as... 1.990 72 Calculators
USED VEHICLE - 2012, 2011*** As Low as... 3.990 60 Calculators
USED VEHICLE - 2010, 2009, 2008*** As Low as... 3.990 48 Calculators
USED VEHICLE - 2007 & OLDER - SEE LOANS FOR TERMS & CONDITIONS.***As Low as... 5.500 36 Calculators
EDUCATION - CREDIT UNION 9.000 120 Calculators
REAL ESTATE - MORTGAGE-ADJ RATE 5.250 240 Calculators
REAL ESTATE-MORTGAGE-FIXED RATE As Low as... 5.250 60 Calculators
REAL ESTATE-MORTGAGE-FIXED RATE As Low as... 5.250 120 Calculators
REAL ESTATE-MORTGAGE-FIXED RATE As Low as... 5.250 180 Calculators
HOME EQUITY - ADJ RATE - 1st Qtr 2014
4.105 n/a Calculators
MOBILE HOMES - NEW-2014, 2013  *Rate will be the same as current New Vehicle rate -- *other terms and conditions apply
  180 Calculators
MOBILE HOMES - USED-2012 & Older *Rate will be the same as current Used Vehicle rate -- *other terms and conditions apply   n/a Calculators
PERSONAL/FULLY SECURED/SHARES 3.100 60 Calculators
PERSONAL/FULLY SECURED/CERTIFICATE***** 3.850 60 Calculators
PERSONAL/UNSECURED As Low as... 8.950 60 Calculators

 

*APR equals annual percentage rate
**72 mos available for "new" vehicles valued over $18,000.
***Up to 48 mos available for 2008, 2009 & 2010. Up to 60 mos available for 2011 & 2012. Up to 36 mos available for 2007
Call for more information.
*****Highest certificate rate used for calculation purposes.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

Rates effective 01/01/2014

 

Savings Rate APY* Term
Regular Shares - $50 or more** .100 .100 n/a
Special Shares(Vacation, taxes, etc.) .100 .100 n/a
Christmas .300 .300 n/a
Money Market Shares- $1000 to $9999.99 .200 .200 n/a
Money Market Shares- $10,000 to 99,999.99 .250 .250 n/a
Money Market Shares- $100,000.00 & up .300 .300 n/a
Share Drafts - $500 or more*** 0.00 0.00 n/a
IRA Shares .300 .300 n/a

 

*APY equals annual percentage yield
**Dividends earned on daily balances of $50 or more
***Dividends earned on daily balances of $500 or more
The dividend rate and annual percentage yield may change every dividend period.
We may change the dividend rate for your account as determined by the credit union board of directors.
If a share account is closed for any reason other than death, dividends earned by not yet credited, will not be paid.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

 

Rates effective 01/01/2014
IRA 36 MOS
CERTIFICATE OF DEPOSIT
.95% APY including
TRADITIONAL, ROTH AND COVERDELL ESA

 

Certificates Rate APY* Term
3 Month Certificate*** currently unavailable
N/A N/A 3
6 Month Certificate***

.200

.200 6
9 Month Certificate*** .300 .300 9
12 Month Certificate .399 .400 12

18 Month Certificate

.499 .500

18

24 Month Certificate .648 .650 24
30 Month Certificate .748 .750 30
36 Month Certificate .847 .850 36
36 Month Certificate-$1000 minimum  - currently unavailable
N/A N/A 36
36 Month Certificate-$5000 minimum - curently unavailable N/A N/A 36
IRA /12 Month Certificate, *includes Traditional IRA, Roth IRA & COVERDELL ESA .748 .750 12

IRA/24 Month Certificate , *includes Traditional IRA, Roth IRA & COVERDELL ESA

.847

.850 24
IRA/36 Month Certificate, *includes Traditional IRA, Roth IRA & COVERDELL ESA .947 .950 36

 

*APY equals annual percentage yield
**$500 minimum balance for all terms
***3, 6 and 9 month certificates renew automatically unless CU is advised otherwise
****All other terms will be deposited to shares at maturity unless CU is advised otherwise
Penalty for early withdrawal of 3, 6 or 9 month certificate of deposit will be the value of one month's dividend, if earned.
Penalty for early withdrawal of 12 to 36 month certificates of deposit will be the value of one quarter's (three months) dividend,
if earned.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

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