RATES EFFECTIVE 05/01/2012
| Loans |
Rate |
APR* |
Term |
|
| NEW VEHICLE (2012, 2011) As Low as... |
2.950 |
2.950 |
60 |
Calculators |
| NEW VEHICLE (2012, 2011)** As Low as... |
3.950 |
3.950 |
72 |
Calculators |
| USED VEHICLE - 2010, 2009*** As Low as... |
3.950 |
3.950 |
60 |
Calculators |
| USED VEHICLE - 2008, 2007, 2006*** As Low as... |
4.950 |
4.950 |
48 |
Calculators |
| USED VEHICLE - 2005 & OLDER - SEE LOANS FOR TERMS & CONDITIONS.***As Low as... |
5.750 |
5.750 |
36 |
Calculators |
| EDUCATION - CREDIT UNION |
9.000 |
9.000 |
120 |
Calculators |
| REAL ESTATE - MORTGAGE-ADJ RATE |
5.250 |
5.250 |
240 |
Calculators |
| REAL ESTATE-MORTGAGE-FIXED RATE As Low as... |
5.250 |
5.250 |
60 |
Calculators |
| REAL ESTATE-MORTGAGE-FIXED RATE As Low as... |
5.250 |
5.250 |
120 |
Calculators |
| REAL ESTATE-MORTGAGE-FIXED RATE As Low as... |
5.250 |
5.250 |
180 |
Calculators |
| HOME EQUITY - ADJ RATE - 1st QTR 2012 |
4.070 |
4.070 |
n/a |
Calculators |
| MOBILE HOMES - NEW-2012, 2011 *other conditions apply |
16.95 |
16.95 |
180 |
Calculators |
| MOBILE HOMES - USED-2010 & Older *other conditions apply |
18.00 |
18.00 |
n/a |
Calculators |
| PERSONAL/FULLY SECURED/SHARES |
3.150 |
3.150 |
60 |
Calculators |
| PERSONAL/FULLY SECURED/CERTIFICATE***** |
4.000 |
4.000 |
60 |
Calculators |
| PERSONAL/UNSECURED As Low as... |
8.950 |
8.950 |
60 |
Calculators |
|
*APR equals annual percentage rate
**72 mos available for "new" vehicles valued over $18,000.
***Up to 48 mos available for 2005, 2006 & 2007. Up to 60 mos available for 2008 & 2009. Up to 36 mos available for 2004
Call for more information.
*****Highest certificate rate used for calculation purposes.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.
|
| Rates effective 05/01/2012 |
| Savings |
Rate |
APY* |
Term |
| Regular Shares - $50 or more** |
.150 |
.150 |
n/a |
| Special Shares(Vacation, taxes, etc.) |
.150 |
.150 |
n/a |
| Christmas |
.399 |
.400
|
n/a |
| Money Market Shares- $1000 to $9999.99 |
.449
|
.450 |
n/a |
| Money Market Shares- $10,000 to 99,999.99 |
.549 |
.550 |
n/a |
| Money Market Shares- $100,000.00 & up |
.648 |
.650 |
n/a |
| Share Drafts - $500 or more*** |
0.00 |
0.00 |
n/a |
| IRA Shares |
.399 |
.400 |
n/a |
|
*APY equals annual percentage yield
**Dividends earned on daily balances of $50 or more
***Dividends earned on daily balances of $500 or more
The dividend rate and annual percentage yield may change every dividend period.
We may change the dividend rate for your account as determined by the credit union board of directors.
If a share account is closed for any reason other than death, dividends earned by not yet credited, will not be paid.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.
|
|
Rates effective 05/01/2012
IRA 36 MOS
CERTIFICATE OF DEPOSIT
1.20% APY including
TRADITIONAL, ROTH AND COVERDELL ESA
|
| Certificates |
Rate |
APY* |
Term |
| 3 Month Certificate*** |
.200
|
.200
|
3 |
| 6 Month Certificate*** |
.300
|
.300 |
6 |
| 9 Month Certificate*** |
.399 |
.400 |
9 |
| 12 Month Certificate |
.549 |
.550 |
12 |
|
18 Month Certificate
|
.648 |
.650 |
18
|
| 24 Month Certificate |
.748 |
.750 |
24 |
| 30 Month Certificate |
.847 |
.850 |
30 |
| 36 Month Certificate |
.897 |
.900 |
36 |
| 36 Month Certificate-$1000 minimum |
.947 |
.950 |
36 |
| 36 Month Certificate-$5000 minimum |
.996 |
1.000 |
36 |
| IRA /12 Month Certificate, *includes Traditional IRA, Roth IRA & COVERDELL ESA |
.996 |
1.000 |
12 |
|
IRA/24 Month Certificate , *includes Traditional IRA, Roth IRA & COVERDELL ESA
|
1.095
|
1.100 |
24 |
| IRA/36 Month Certificate, *includes Traditional IRA, Roth IRA & COVERDELL ESA |
1.195 |
1.200 |
36 |
|
*APY equals annual percentage yield
**$500 minimum balance for all terms
***3, 6 and 9 month certificates renew automatically unless CU is advised otherwise
****All other terms will be deposited to shares at maturity unless CU is advised otherwise
Penalty for early withdrawal of 3, 6 or 9 month certificate of deposit will be the value of one month's dividend, if earned.
Penalty for early withdrawal of 12 to 36 month certificates of deposit will be the value of one quarter's (three months) dividend, if earned.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.
|